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(7.9% APR illustration)
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Rates may vary depending on loan amount and individual circumstances. Subject to status.
Pegasus Finance

Static Caravan Finance

Since 2012 Pegasus Finance have been arranging bespoke finance packages for customers buying leisure caravans.

Leading the way in the UK, we’ve built a nationwide reputation as the go-to place for static caravan finance. Let us help your dreams come true.

How does static caravan finance work?

At Pegasus Finance, we work with a range of flexible lenders across the UK to help every applicant find the best deal available to them – with affordable monthly payments that can be tailored to suit your budget. Found a static caravan you love? Great – fill in our quick and easy online application form for a response within an hour.

Still deciding? No problem! We can still arrange static caravan finance before you decide on the ideal model for you – giving you the freedom to shop around without worrying about how you’ll find the funds.

LOAN BENEFITS

  • Interest rates from 7.9% APR
  • Borrow £5,000 – £100,000
  • No deposit required
  • Complete agreement online
  • Payout within 24 hours

Calculate My Loan

Monthly Payment £0
Total Repayable £0
(7.9% APR illustration)
Apply Now
Rates may vary depending on loan amount and individual circumstances. Subject to status.

Where can I find static caravans for sale?

Flexibility is at the heart of our service, and that means you can buy your static caravan from just about anywhere. Simply let us know the details and we’ll help you with the rest.
Thanks to our team’s caravanning expertise, we can help you feel confident in buying a static caravan from either a private seller or a dealership – with professional advice on finding a competitive deal on your caravan.

We’re able to provide affordable loans on both new and used statics, so the choice is yours.

Finding your static caravan

Embarking on the search for your perfect ‘home from home’ is exciting, but it’s important to arm yourself with all of the necessary information before committing to an investment of this size.

Unlike a touring caravan, a static caravan is likely to remain in one place for the majority of its lifetime – so there are many decisions to make beyond which model you want, including the location you’d like to escape to for a well-earned rest.

With a broad variety of static caravans for sale, it can be hard to know where to start in terms of narrowing down your search – but we’ve got a few ideas:

Choose the right location: for a weekend retreat, renting a site that’s at the other side of the country just won’t be viable – so unless you’ll be visiting for several weeks at a time, take into account the distance you’ll need to travel from your permanent home

Look at the caravan park: once you’ve chosen your geographical location, it’s time to think about the location of the pitch. Have you been there before? How far is it from nearby attractions and local amenities? Visiting the caravan park for a ‘taster’ is well worth it, and researching the market is a great excuse for a mini-break!

Factor in the running costs: whether you put down a deposit for your static caravan finance or buy it outright, there are always going to be additional running costs to consider. Factor site fees, gas, electricity, insurance and general maintenance into your budget, as this may reduce the amount you actually have to play with in terms of buying the caravan itself

New vs. used: a brand new static caravan will likely be your preference, but sometimes the hefty discount on a pre-owned model is just as appealing. There are a wide range of nearly-new used static caravans for sale which come with an attractive price tag – but remember to consider the possibility of maintenance costs in the near future

Think about the specification: there are so many specification levels for static caravans, and prices vary accordingly. This is a life-changing investment so, if you’d prefer to splash out on a luxurious model, now may be the time (assuming you can afford the upfront cost or monthly repayments). How long will you spend in your caravan? And what berth do you need for the majority of the year? If there are just two of you, a smaller static may be the way to go

questions

Questions? CALL 0800 066 2882

Our experts are always ready to help

Guaranteed static caravan finance

Not sure whether you’ll be accepted for static caravan finance? Guaranteed approval can be an understandably tempting prospect for bad credit holders – but unfortunately, offers that seem too good to be true generally are.

It is both unethical and illegal to claim to offer guaranteed static caravan finance – so steer well clear of companies making these empty promises. There are no guarantees in the world of credit, and lenders have a duty to check your credit background to ensure that you’ll be able to afford the repayments – protecting your credit score in the long term.

While guaranteed loans are something of a widespread myth, it’s still possible to get approved for a competitive finance deal even if you have a low credit rating. At Pegasus Caravan Finance, it’s our policy to protect our customers’ financial stability – so we won’t approve an application if we’re not confident that you can pay it back.

Although we can’t guarantee static caravan finance for every applicant, we’ll make it our priority to help you find an affordable loan that suits your circumstances.

Static caravan finance for bad credit

For poor credit holders, it can seem like your credit history will always haunt you – but we know different. A less-than-perfect credit score may leave you concerned that you’ll be refused static caravan finance in future – but in actual fact, a history of missed payments doesn’t have to hold you back.

Reputable lenders and brokers have a duty of care to applicants, meaning that credit ratings and financial background checks will be carried out as standard – but this is designed solely to confirm that you’ll be able to afford the repayments. Borrowing more than you can afford could leave you drowning in unmanageable debt, which is highly likely to further impact your poor credit score.

If you’re on the hunt for static caravan finance, bad credit shouldn’t have to get in the way of finding a good deal. Taking out a loan is actually a great way to start rebuilding your credit rating, and it couldn’t be easier thanks to our manageable monthly payments.

Interest rates will naturally be higher for people with poor credit scores, but there are still deals available to applicants who’ve experienced financial difficulties in the past (as long as they can afford their monthly instalments).

At Pegasus Finance, we know that no two customers’ circumstances are the same – which is why we pride ourselves on offering flexible static caravan finance deals that give every applicant a chance at owning the caravan they want.

Our static caravan finance calculator

There’s no denying the importance of shopping around for a competitive loan, but sometimes the search can feel like more hassle than it’s worth. With different lenders offering different term lengths and APR rates, it’s not always easy to work out what you can actually afford to borrow. And to make matters worse, a high number of applications in a short space of time can leave you more likely to be refused for a loan by other lenders.

We understand the importance of researching the caravan finance market before you commit to an application. With the help of our static caravan finance calculator, you can get an instant online estimate and figure out what you’ll be expected to repay each month.

Our loan calculator gives you a quick, easy way to determine what you can borrow and how long you’d like to pay it back – and when the time comes, applying for a loan you already know is well within your budget will significantly increase your chances of acceptance.

Calculate My Loan

Monthly Payment £0
Total Repayable £0
(7.9% APR illustration)
Apply Now
Rates may vary depending on loan amount and individual circumstances. Subject to status.

questions

Questions? CALL 0800 066 2882

Our experts are always ready to help