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Ask the Expert - Motorhome Finance: Ask The Expert

• Hi. I’ve been looking for help with buying a motorhome and can’t seem to get any straight answers. Can you help? I need motorhome finance. With bad credit history, am I eligible? I have some savings but can’t afford a huge deposit. Thanks.

  Thanks for your question. You’re not alone when it comes to a poor credit history – and while many lenders would turn you away, Pegasus Caravan Finance can help. We have a range of motorhome finance deals to suit all […] read more

• Hi, do you offer motorhome finance for private sales as well as motorhomes bought from a dealership? I have found the perfect motorhome but it’s from a private seller. I’d really to prefer from this person as it’s someone I know and feels like a safer option than buying a motorhome from a stranger.

  Hello, thanks for your question. Great news that you’ve found the perfect motorhome. It’s a sensible choice to consider buying from someone you know – and you’ll be pleased to hear, we can help! Pegasus Caravan Finance offers flexible motorhome […] read more

• Having read your website I notice that you are able to help provide motorhome finance even if I have bad credit history. I wouldn’t say my credit history was really bad but I have missed a few payments due to my personal circumstances and the motorhome dealer tried Black Horse Finance who said that they couldn’t help me. Apparently my credit score is not high enough and even though I have a £2000 deposit and have a steady income I am considered too high a risk! Can you help me?

  Hi James and thanks for your email. I am sorry to hear that you had no luck with Black Horse but the good news is that you are not alone and their are plenty of people in exactly the same […] read more

• I have been looking at motorhomes and you may think I’m mad but I have found one I want to buy and it is £76,000. It is a 2014 top of the range Fiat Auto-trail Comanche model and having spoken to the dealer they are prepared to accept £68,000 as it is a quiet time of the year. It is obviously quite a lot of money and I will therefore need some kind of motorhome finance so that I can buy it. I have spoken to the dealer about borrowing £50,000 and they say that the longest period they can do this over is 5 years which means the monthly payment is coming out at around £1100. This is just about affordable but it would be better if it was nearer £750 a month. Are you able to arrange motorhome finance over a longer period, say 10 years?

  Hi Nancy and thanks for your email and the pictures you sent us. I must say it does look very nice and I can see why you like it. Yes we should be able to help you with motorhome finance […] read more

• I have been declined by Black Horse finance for a motorhome loan. I don’t understand why as my credit rating should be quite good and I always try to pay things back on time. I am in full time employment and take home about £1300 a month. I do have a couple of credit cards but they are not maxed out so I don’t think that’s why they said no. I have found a nice low mileage Peugeot motor home which is for sale locally to me and I wanted to borrow £11,500. Also what is the longest you could do this over as I have noticed on your website that you can do up to 10 years?

  Hi Janet. Thanks for your email. Black Horse finance can be quite fussy when it comes to motorhome loans so don’t let that upset you too much. We have helped a lot of people that Black Horse have turned down so I’m […] read more

• I’m looking at buying a VW camper, who can arrange camper van finance for me?

  You’ve asked the right people! Pegasus Finance specialise in leisure vehicle finance and camper van finance falls within our spectrum of vehicles. Feel free to call us on 0800 066 2882 or complete an online application and we’ll be happy […] read more

• I’ve found a motorhome to buy but it’s from a private seller, can you still help?

  Hi Peter, Thank you for your question about motorhome sales from private sellers. We are very versatile in our lending criteria and are happy to provide motorhome finance for dealership sales or private sales. This is great news to all […] read more

• I’ve been looking for motorhome finance but my bank won’t help and there seem to be few lenders I can deal with directly. I have seen finance being offered by motorhome dealers but are there any other options? David.

  Hi David, Thank you for your enquiry regarding motorhome finance. As you have noticed the motorhome finance world is rather limited and in recent years banks have tended to shy away from providing personal loans for this purpose. Pegasus Finance […] read more

• Can you upgrade to a different motorhome before the end of your contract? Jane

  Hi Jane, Absolutely. When you take out a Hire Purchase agreement (which is what we provide) you are simply borrowing the funds to purchase the motorhome of your choice. If you wish to sell the motorhome, that’s fine. If you […] read more

• I have been looking for motorhome finance but am confused about the different types of finance available?

  Thanks for the question, you’re not alone it’s a subject many people get confused about. The easiest thing would be for you to take a look at this article about the subject. If you have any further questions, don’t hesitate […] read more

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